Finance jobs could be required after new research showed that one in three prospective students is not worried by possible debt.
Credit Action found that one in four prospective university-goers it questioned have never received any form of financial education, such as informal teaching or leaflets.
Furthermore, only 27 per cent cited financial issues as a fear of university, suggesting more help could be required in the coming months.
Michelle Highman, the chief executive officer of Credit Action, said that he is concerned that many prospective students are "sleep-walking into significant debt".
"Whilst it is comforting that -on this basic level – students will have access to financial information and advice through the manual, it is vital that more is done to help young people manage money and avoid unnecessary debt," she said.
At the other end of the age scale, research by Prudential found earlier this week that one in five people will retire in debt this year.
